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| Skyro introduces flexible financing to help make
the Filipino Christmas smarter and more meaningful |
Here in the Philippines, we jump into Christmas early and yes, the
thrill of gifting and treating yourself arrives right with it! The moment the ‘Ber’
months hit, wish lists start growing, malls get livelier, and families start
dreaming up their holiday moments.
But behind all that early excitement is a familiar thought: how to make
celebrations feel special while still being mindful. For many Filipinos, it’s
become part of the season – planning gifts with both joy and practicality in
mind, making every gesture count.
Companies like Skyro, a reliable SEC-registered lending app in the country,
have thoughtfully adapted to the Filipino way of celebrating by taking a more
personal route in its offerings. Instead of a typical financing scheme, Skyro
introduced the Skyro Product Loan, a flexible “shop now, pay later”
solution designed around real Filipino habits.
As Dmitriy Vavulidi, Head of Product of Skyro, explains, “We created the
Skyro Product Loan to go beyond a typical Buy Now, Pay Later scheme, offering
flexible, holiday-ready options that help Filipinos celebrate the season of
giving without straining their budget.”
This product loan is supported by two key holiday offers running from
November to December 2025: the Zero Plan,
which lets customers enjoy 0% interest for the first 3 or 6 months if they pay
in full within the period, and even enjoy zero downpayment when shopping at
partner merchants; plus SkyroCredit,
a reusable credit line of up to ₱10,000 that can be used for everyday holiday
essentials, from drugstores and convenience stores to eateries, palengke
stalls, and neighborhood sari-sari stores that accept QR Ph.
Many starts shopping ahead to avoid the December rush and spread out
costs but even now, there’s still time to finish the holiday list. Skyro
recognizes this family-first mindset, with many choosing appliances, gadgets,
and home essentials that make shared moments better.
Skyro of Head of Marketing Iya Lelyanova adds, “This holiday season, we
want families to focus on what truly matters: sharing time, creating memories,
and giving thoughtfully, all while keeping gift-giving simple and within
budget.”
The most meaningful purchases aren’t always the most expensive, they’re
the ones that make family life smoother: a refrigerator that helps with
gatherings, a smartphone that connects relatives overseas, or even small items
like cookware, decorations, or a noche
buena upgrade.
In this sense, flexible options like Skyro’s product loans help families
continue traditions that matter most. Skyro’s holiday offerings, including the
Zero Plan and SkyroCredit, are available through a growing network of over 6,000
partner merchants nationwide. These include major appliance and gadget
retailers and smaller neighborhood stores, giving customers more ways to buy
with Skyro.
At its heart, the Filipino Christmas is about togetherness. The lights,
the food, and the gifts are all expressions of love and connection. As
Filipinos find new ways to make the season brighter, tools like Skyro’s
flexible product loans are quietly becoming part of that story, helping people
give, share, and celebrate without losing sight of what truly matters.
Experience the joy of easy gift-giving this holiday season and make
celebrations more meaningful with the Skyro’s Product Loan. Download the app
for free on Apple Store for iPhone users and Google Play for Android users, or visit skyro.ph and follow its social
media accounts on Facebook, Instagram, LinkedIn, and TikTok.

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